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What Is the Canadian Dental Care Plan (CDCP)?
The Canadian Dental Care Plan (CDCP) is a government initiative in partnership with Sun Life, launched in May 2024. It provides essential dental services to Canadians, particularly low-income families earning less than $90,000 annually. This program ensures comprehensive dental care is accessible to those without benefits from employment, school, or private insurance, focusing initially on the most vulnerable groups to ensure no one is left with poor oral health.
Why Choose Our CDCP Dentists

Dentistry on Gloucester, renowned for its excellence in dental care in Downtown Toronto, is your go-to clinic for CDCP services. We provide exceptional dental care that is both affordable and prompt under the Canadian Dental Care Plan. Our dental professionals are equipped with the latest technology and knowledge to assess and address your dental needs effectively. By choosing Dentistry on Gloucester, you access a team committed to delivering comfortable and superior dental care, ensuring that every visit meets your expectations for quality and convenience under the CDCP.
What Services Are Covered by the Canadian Dental Care Plan?
Dentistry on Gloucester offers services covered by the CDCP, which helps pay for various oral health care treatments. Some services may require preauthorization, meaning your provider must recommend the treatment, and the CDCP will determine coverage based on your oral health history. Preapproved services and treatments beyond frequency limits will be available starting November 2024. Examples of services that could be covered under the CDCP when recommended by an oral health provider include:
How to Apply for the CDCP Program?
To enroll in the Canadian Dental Care Plan (CDCP), you need to follow a few steps. Applications are currently open for seniors aged 65 and above until June 2024. Starting June 27, individuals with a verified disability certificate and minors under 18 can apply. All other eligible candidates can apply at the beginning of 2025.
Required Documents:
Full name and date of birth
Mailing and home addresses
Social Insurance Number
Notice of assessment from your previous year’s tax return
Details of any prior government dental health program participation

Don’t have CDCP yet?
Click the link below to sign up and start receiving quality dental care!
CDCP Eligibility: Who Qualifies for Dental Coverage in Toronto?
To qualify the Canadian Dental Care Plan (CDCP), applicants must meet the following requirements:
No Dental Insurance: You must not have dental coverage through employment, a family member, or any private insurance plan.
Income Limit: Your adjusted family net income should be less than $90,000.
Canadian Residency: You must be a resident of Canada for tax purposes.
Tax Filing: You must have filed your previous year’s tax return.
How Much Will Be Covered by the Canadian Dental Care Plan?
The CDCP is structured to alleviate a significant portion of dental expenses for qualifying Canadians. The coverage percentage is dependent on your adjusted family net income.
Coverage Details:
- Income under $70,000: Full coverage of 100% for eligible dental services at the CDCP rate.
- Income between $70,000 and $79,999: 60% of the cost covered, with a 40% co-payment.
- Income between $80,000 and $89,999: 40% of the cost covered, with a 60% co-payment.
Co-Payments Explained:
Co-payments are the part of dental expenses you pay out of pocket. Here’s a breakdown:
Additional Costs:
You might incur extra charges if:
- The dentist’s fees exceed the CDCP’s set rates.
- You opt for treatments not covered by the CDCP.
CDCP Now Open to All Age Groups
The Canadian Dental Care Plan (CDCP) is now available to all eligible Canadians, regardless of age. If your household income is less than $90,000 a year and you don’t have dental coverage through employment, school, or private insurance, you can now apply for this government-funded program. To find a participating CDCP dentist near me, you can check the official provider list or contact local dental offices that accept CDCP patients.
Book Your Appointment with CDCP Dentist Near Me
At Dentistry on Gloucester, we make dental care accessible with the Canadian Dental Care Plan (CDCP). Once approved for CDCP, you can benefit from a wide range of services, from routine checkups to advanced treatments. Ensure your CDCP status and covered services by calling us today. Let financial barriers disappear, and book your appointment to start your journey towards a healthier smile.
Common Questions Answered
Many of our patients have questions about how the Canadian Dental Care Plan (CDCP) can assist with their dental care costs. We’ve compiled the most frequent questions we encounter during our consultations at Dentistry on Gloucester in Downtown Toronto. Please feel free to contact us directly if you have additional questions or if your specific concerns are not addressed here.
Am I eligible for CDCP coverage at Dentistry on Gloucester?
To check your eligibility for CDCP coverage at Dentistry on Gloucester, please visit the Canadian government website or contact the helpline at 1-833-537-4342.
Should I wait for CDCP coverage before visiting Dentistry on Gloucester?
Don’t delay your dental visits! It’s better to continue with your regular dental checkups at Dentistry on Gloucester to prevent problems from escalating and becoming more expensive to treat.
Will CDCP coverage affect my existing government dental benefits at Dentistry on Gloucester?
If you’re eligible for CDCP and have other government dental programs, Dentistry on Gloucester can coordinate benefits to ensure comprehensive coverage without duplication.
Why should I apply for CDCP if I have other government dental benefits?
Applying for CDCP at Dentistry on Gloucester can provide you with better-funded coverage, potentially covering costs that provincial programs might not fully cover, ensuring comprehensive care.
Can I use CDCP if my dentist is not participating in the program?
Your dentist at Dentistry on Gloucester can still treat you even if they don’t participate in CDCP, but CDCP won’t cover the costs of these treatments.
Can I pay upfront for dental care at Dentistry on Gloucester and get reimbursed by CDCP?
No, CDCP requires participating providers to submit claims directly. Dentistry on Gloucester cannot reimburse you if you pay upfront for dental services.
What should I do if I can’t afford dental care at Dentistry on Gloucester?
Speak openly with Dentistry on Gloucester about your financial situation. They might offer treatment and payment plans or direct you to other assistance programs.
Can CDCP replace my work or school dental coverage at Dentistry on Gloucester?
No, CDCP is designed for those without dental insurance. If you have coverage through work, school, or other organizations, you are not eligible for CDCP at Dentistry on Gloucester.
Will I lose my work dental benefits if I enroll in CDCP at Dentistry on Gloucester?
CDCP is not intended to replace existing workplace dental benefits. Dentistry on Gloucester recommends you review your current coverage to make an informed decision.
How does CDCP differ from private dental coverage at Dentistry on Gloucester?
CDCP provides set coverage with co-payments based on income, unlike customizable private plans. Discuss any additional charges with Dentistry on Gloucester before starting treatment.
What services are covered by CDCP at Dentistry on Gloucester?
CDCP covers a range of services, including preventive, diagnostic, restorative, and surgical treatments. Discuss with Dentistry on Gloucester for specific coverage details.
Can seniors 65 and older get CDCP coverage?
Yes, seniors aged 65+ are among the first groups eligible for the CDCP if they meet the income and residency requirements.
Does CDCP help low-income families?
Yes, the CDCP is designed to support low- and moderate-income Canadians who don’t have access to private dental insurance.